Privacy Policy

FloFunder is owned and operated by PeerPay Limited.

This Policy was last updated on 22nd September 2017.

1. Introduction

1.1 We are committed to safeguarding the privacy of our users; in this policy we explain how we will treat your personal information.

1.2 Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting our site, you are accepting and consenting to the practices described in this policy. If you do not accept these terms, you should not register your personal details or continue to use our service.

2. Collecting personal information

2.1 We may collect, store and use the following kinds of personal information:

(a) information about your computer and about your visits to and use of our site (including your Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, browser plug-in types and versions)

(b) information that you provide when completing your registration on our site

(c) information that you provide to us when using the services on our site, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use)

3. Using personal information

3.1 Personal information submitted to us through our site will be used for the purposes specified in this policy or on the relevant pages of the site.

3.2 We may use your personal information to:

(a) administer our site and business;
(b) personalise our site for you;
(c) enable your use of the services available on our site;
(d) provide statements and other information relating to the services on the site;
(e) supply to you the services undertaken through our site;
(f) provide third parties with statistical information. Those third parties will not be able to identify any individual user from that information;
(g) keep our site secure and prevent fraud;
(h) verify compliance with the terms and conditions governing the use of our site;

3.3 We will not supply your personal information to any third party for the purpose of their or any other third party’s direct marketing, unless you agree.

4. Disclosing personal information

4.1 We may disclose your personal information to any of our employees, insofar as reasonably necessary for the purposes set out in this policy.

4.2 We may disclose your personal information:

(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

5. Retaining personal information

5.1 This section sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.

5.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

5.3 Notwithstanding the other provisions of this section, we will retain documents (including electronic documents) containing personal data:

(a) to the extent that we are required to do so by law;
(b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

6. Security of personal information

6.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.

6.2 We will store all the personal information you provide on our secure (password and firewall-protected) servers.

6.3 All electronic financial transactions entered into through our site will be protected by encryption technology.

6.4 You are responsible for keeping the password you use for accessing our site confidential; we will not ask you for your password (except when you log in to our site).

6.5 Passwords are protected on our servers by encryption technology.

6.6 Your data is stored on servers within the UK and Europe.

7. Amendments

7.1 We may update this policy from time to time by publishing a new version on our site.

7.2 You should check this page occasionally to ensure you are happy with any changes to this policy.

7.3 We may notify you of changes to this policy according to your communication preferences.

8. Your rights

8.1 You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to the supply of appropriate evidence of your identity.

8.2 We may withhold personal information that you request to the extent permitted by law.

9. Updating information

9.1 You are responsible for ensuring that your personal information held on the site is current.

10. Cookies

10.1 Our site uses cookies to distinguish you from other users of our service.

10.2 A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

10.3 Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

10.4 We use “persistent” cookies. A persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date.

10.5 You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies.

10.6 If you block cookies, this will not prevent access to any of our features on our site.

10.7 You can delete cookies already stored on your computer. There is guidance on how to achieve this in your chosen browser online.

10.8 Deleting cookies will have a negative impact on the usability of many websites.

11. Data protection registration

11.1 We are registered as a data controller with the UK Information Commissioner’s Office.

11.2 Our data protection registration number is ZA188037.

12. Our details

12.1 This site is owned and operated by PeerPay Limited.

12.2 We are registered in England under registration number 09359297, and our registered office is at 23 Skyline Village, Limeharbour, London, E14 9TS.

12.3 You can contact us by writing to the business address given above, or by email to